Access Our Unique Digital Check-List Guide To A Proven Money Management System + Top Financial Planning Software for only $97 (Limited Time Discount)
How We Help Clients Transform Their Finances and Build Lasting Wealth
✔ Develop a Personalized Money Management System Tailored to Your Goals and Values
✔ Avoid Paying High Investment Fees
✔ Save Your Precious Time (And Sanity) Using This Step-by-Step Process Developed by a CFP® Professional
Perfect for High Income Earners, Young Professionals and Self-Starters Who Are Not Ready To Hire A Financial Advisor, But Still Want Financial Security and Freedom
What a Client Has to Say About the Educational Videos...
“You should teach a college course on this or get to young people before they start their careers to set them up right. I’m getting a lot of value from the vids. Even if I know some of the things already, or if the video is about a step I’ve already taken, there are always little new nuggets of wisdom that are great takeaways.”
- Pia
Testimonials were given by current Advisory clients. No cash or non-
cash compensation was provided directly or indirectly for the testimonial.
This is The Exact Step-By-Step Financial Planning Process We Use to Help Our Clients Build Long-Term, Generational Wealth
What is included:
Course Inclusions:
➤ Money Guide Worksheets PDF (815 pages) - Value $500
➤ New Money Millionaire Video Lessons - Value $2,500
➤ Right Capital planning software with Mobile App - Value $1,800
➤ Advisor Access - Value $3,000
➤ Private Community - Value $1000
Right Capital Software + Full Financial Course
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Here is What Happens if You Don't Have a Money Management System, Even with a High Income...
Fear of Endless Work
Afraid of HAVING to work forever, and unsure if you are saving and investing enough to retire.
Earnings vs. Wealth Discrepancy
Your bank and investment accounts don't mirror your professional success and stage of life.
Costly Financial Mistakes
Unnecessary fees, interest, penalties, or missed opportunities that could have been avoided.
Financial Frustration
It feels like every step forward is met with even greater setbacks.
Fear of Unknown Mistakes
Concerned that you might be making significant financial errors without even realizing it.
No Defined Strategy
No clear investment or retirement plan.
Missing Money
Uncertain about where exactly your money goes each month.
Investment Fear
Hesitant to invest due to fear of loss or uncertainty.
Financial Independence Uncertainty
No clear idea of how much you need to achieve financial independence.
Untapped Potential
Deep down, you know you could be achieving much more financially.
Financial Overwhelm & Anxiety
Unnecessary stress or anxiety with routine financial decisions
Financial Shortfalls
You find yourself delaying major purchases because you did not save enough
Financial Regret and Shame
Feeling regret and shame over past financial decisions or missed opportunities
Time Lost, Opportunities Missed
Spending years without a clear financial strategy, only to realize you've lost valuable time that could have been used to grow your wealth.
Rolling the Dice
Gambling with your financial future by leaving it to chance, hoping and praying for the best instead of taking control and creating a solid plan.
If any of these are sounding familiar, know YOU ARE NOT ALONE!
Feeling Stuck Financially Despite Earning Well is Common and Exactly Why "Step Into Your True Wealth" was created
Here is What Our Clients Experience Once They Have a Clear, Simple, and Automated Money Management System in Place
➤ Confident Financial Decisions - Make empowered and educated choices about your money.
➤ Healthier Money Relationships - Develop a positive and proactive relationship with your finances.
➤ Spending Freedom - Overcome the stress of monthly budgeting and enjoy financial spontaneity.
➤ Engaged Financial Management - Get more involved and thoughtful about how you manage your wealth.
➤ Stress-Free Investing - Invest wisely without the stress and time loss.
➤ Tax Efficiency - Learn strategies to minimize your tax liabilities and keep more of your hard-earned money.
➤ Retirement Clarity - Calculate exactly how much you need for retirement and strategize your savings and investments accordingly.
➤ Financial Control and Security - Feel secure and in command of your financial future.
➤ Family Security - Protect your loved ones from major financial threats like unexpected dealth or disability.
➤ Enhanced Family Lifestyle - Provide a life for your children beyond what you experienced growing up.
➤ Quality Time with Loved Ones - Gain more opportunities to cherish moments with family and friends.
➤ Travel Dreams Fulfilled - Unlock the possibility to explore new destinations without financial worry.
➤ Culinary Freedom - Enjoy the ability to afford and savor high-quality food.
➤ Solid Financial Foundation - Build a robust financial base that will support you for years to come.
➤ Charitable Impact - Enhance your ability to give back to causes you care about deeply.
➤ Legacy and Wealth Building - Whether you aim to create generational wealth or prefer to spend down your assets, strategically plan for the legacy you want to leave.
Going From High Income To High Net Worth Does Not Happen By Accident. Having a Clearly Defined System Shaped to Your Unique Needs is One of the MOST POWERFUL Things You Can Do to Turn Your Income into Lasting Wealth.
Start Today With Instant Access to "Step Into Your True Wealth," Your Check-List Guide to Building the Financial Future You and Your Family Deserve.
From Challenge to Change: How Five Families Inspired a Fresh Take On Traditional Financial Planning
Letter From the Founder
Dear Friend,
I want to share something deeply personal with you—an uncomfortable truth about my industry, and the story behind the creation of Step Into Your True Wealth. This program is designed to help you achieve a happier, healthier, and wealthier life.
My name is Ethan Ho. I’m the founder of Kala Capital, a registered investment advisory firm, and a practicing CFP®. For the past decade, I’ve been dedicated to helping individuals, families, and small businesses with their financial planning and investment needs.
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In 2019, after a particularly challenging day at the office, an idea was born. That day, I met with five families, each facing their own financial battles:
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A couple so financially strained that bankruptcy seemed inevitable.
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A heartbroken widow, overwhelmed with grief and terrified about her financial future.
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A new client who discovered a major error in their retirement plan, delaying their dreams of a comfortable retirement.
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A young father choosing between buying diapers or dinner for his son, while overpaying for life insurance.
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A 72-year-old multimillionaire whose only regret was not starting to invest sooner.
These stories, and countless others like them, weighed heavily on my heart. I realized that most financial problems could be avoided or managed with a little forethought and action. Yet, people typically seek help only when they're in pain. Financial advisors are not magicians, and fixing money problems takes time.
I started to question: How can I help people proactively avoid common money problems? How could I equip hardworking, growth-minded professionals with the essentials to increase their long-term financial success affordably? How could I inspire them to act proactively without the high costs of a financial advisor?
Step Into Your True Wealth is my answer. It’s a culmination of over a decade of experience, designed to help you save time, money, and stress by focusing on one single objective: implementing a clear, simple, and automated money management system customized to your needs, values, and goals.
Imagine being able to travel the world guilt-free, knowing you’re not robbing your retirement. Imagine donating to your favorite charity as a tax strategy, quitting your job to start your dream business without racking up debt, sleeping well knowing your financial affairs are in order, and ensuring your family is financially taken care of, no matter what.
Step Into Your True Wealth is a step-by-step guide to creating your own money management system. It’s not a dry finance class or a get-rich-quick scheme. It’s a practical guide with a balanced perspective, addressing your biggest financial opportunities and threats to set you up for a lifetime of financial freedom, security, and control.
My hope is to help you prepare financially so you can avoid costly mistakes, stress less, and live more. The secret lies in starting early, having a system, and building a strong foundation during the process of creating and implementing your system.
By taking action, following my steps, and using the tools provided, you will be well-equipped to build a roadmap for success. This can be one of the most important journeys of your life.
Thank you for allowing me to be part of your financial journey.
Your Financial Advocate,
Ethan Ho
What some of our clients have to say...
Testimonials were given by current Advisory clients. No cash or non-
cash compensation was provided directly or indirectly for the testimonial.
Josh
"Ethan and his team have been helping me with my personal finances for years now,nd I couldn't be happier with the results and the experiences I've had. Ethan has broken things down for me, taught, shown, and done so much that I would have never known had I not started with him. I would highly recommend Ethan and Kālā Capital to anyone who is looking to improve their personal or business finances."
Shannon
“Ethan Ho has done an outstanding job at helping me get on the right track financially. By taking the time to learn about my lifestyle and goals he helped me create a personalized budget to save money while still being able to have have fun and travel. This has helped me manage my priorities and has allowed me to do the things which truly make me happy. He educated me about different options when refinancing. This allowed me to make smart decisions as I refinanced my student loans which will save me a ton of money in the end. This has all lead me to a more clear and positive mindset when thinking about my money!”
Emile
“He offers a valuable service that is practical and meaningful to both my financial goals as well
as personal growth. Ethan is able to break down the intimidating and complex topic of finances
so that I feel comfortable and in charge of my money and my future.”
Testimonials were given by current Advisory clients. No cash or non-
cash compensation was provided directly or indirectly for the testimonial.
Each Phase is Designed To Walk You Through The Exact Planning Process We Use Daily To Help Our Clients
Here’s What You Can Expect From Each Phase
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What You'll Accomplish:
➤ Self-Discovery: Gain deep insights into your spending habits, goals, values, and priorities.
➤ Mindful Spending: Learn how to adjust your spending and savings strategies to better balance your present needs and future aspirations.
➤ Aligned Finances: Create a spending plan that supports both your immediate desires and long-term goals, ensuring your financial actions are in harmony with your personal values.
PHASE 1: Crafting an Intentional Spending Plan
The first phase of "Step Into Your True Wealth" is all about laying a strong foundation with a personalized spending plan that truly reflects your goals and values. This phase isn't just an exercise—it's a journey of self-discovery and financial mindfulness. You'll take a close look at your current spending habits, uncover what truly matters to you, and identify opportunities for improvement.
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Key Takeaways:
➤ Develop a clear understanding of where your money goes and why.
➤ Implement Changes that not only save money, but also bring more fulfillment to your spending.
➤ Establish a balanced approach to managing your finances that supports your lifestyle today and builds security for tomorrow.
By the end of this phase, you will have a well-defined intentional spending plan that sets the stage for a financially empowered future.
PHASE 2: Getting Organized
In Phase 2 of "Step Into Your True Wealth," we focus on organizing your financial life to gain clarity and control. Building on the intentional spending plan from Phase 1, you will validate and implement your financial numbers, gather essential information, and create a comprehensive financial profile.
What You'll Accomplish:
➤ Financial Clarity: Consolidate your financial information, including assets, liabilities, and income, using the powerful RightCapital software.
➤ Comprehensive Profile: Learn how to adjust your spending and savings strategies to better balance your present needs and future aspirations.
➤ Self-Reflection: Deepen your understanding of your relationship with money by recognizing pattenrs, triggers, joys, strengths, and weaknesses.
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Key Takeaways:
➤ Centralize all your financial data in one place for easy access and management.
➤ Create a clear picture of your financial health to identify areas for improvement.
➤ Enhance your financial self-awareness to better plan and prepare for your future.
Embrace this phase as an opportunity to organize your financial story and journey, empowering you to a chieve your financial goals with confidence and precision.
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PHASE 3: Analyze and Educate
Phase 3 is all about gaining insights and knowledge to navigate your financial path confidently. Using the RightCapital software and your comprehensive financial profile, you will analyze your current financial trajectory and explore strategies to enhance your likelihood of success.
What You'll Accomplish:
➤ Financial Insight: Understand your current financial situation and identify priorities to focus on.
➤ Strategic Planning: Explore and consider adjustments to your overall plan to increase confidence and reduce stress.
➤ Financial Education: Learn key financial planning topics such as investing and risk management to make informed decisions.
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Key Takeaways:
➤ Leverage your financial profile to gain clarity on your financial journey.
➤ Identify and prioritize key areas for improvement and growth.
➤ Empower yourself with essential financial knowledge to support your goals and reduce uncertainties.
By the end of this phase, you will have a deeper understanding of your financial standing and the strategies needed to enhance your financial security and peace of mind.
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PHASE 4: Decide and Implement
The final phase of "Step Into Your True Wealth" is about putting your plan into action. With your spending plan, organized financial data, and newfound knowledge, it's time to implement a clear, simple, and automated money management system that aligns with your goals and values.
What You'll Accomplish:
➤ Actionable Steps: Establish a money management system that supports your financial goals and values.
➤ Focused Implementation: Prioritize and tackle core financial topics such as cash flow, wealth building, and risk management.
➤ Long-Term Success: Develop a sustainable system that evolves with your financial journey, ensuring long-term success.
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Key Takeaways:
➤ Implement a tailored money management system designed to achieve your financial goals.
➤ Focus on the most important aspects of your financial plan, taking it step by step.
➤ Build a solid foundation that sets you on the path to financial abundance and security.
Remember, implementation is a gradual process. Be kind to yourself as you walk through it, knowing that each step brings you closer to a secure financial future. This phase equips you with the tools and confidence to take decisive actions towards your financial well-being.
Act Now for Premium Financial Planning Software Included in Your Purchase (Limited-Time Only)!
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You have the opportunity to make financial planning a breeze with RightCapital Softaware
RightCapital offers a holistic approach to financial planning, integrating all aspects of personal finance into one seamless platform. From budgeting and retirement planning to investment management and tax optimization, our software covers every financial need.
Why Choose a Digital Course Over 1:1 Advising?
Discover the Unique Benefits of Our Digital Program
➤ Immediate Access - Gain instant entry to all course materials without the hassle of scheduling appointments or adhering to business hours.
➤ Comprehensive Learning - Benefit from detailed, evergreen training videos created by experts, offering a more thorough education than traditional advising sessions.
➤ Cost-Effective Solutions - Access the blueprint and essential tools you need at a fraction of the cost of one-on-one advising.
➤ Empowerment Through Education - Equip yourself with the knowledge to make informed financial decisions independently, rather than solely relying on recommendations.
➤ Solid Foundation for Future Advising - Establish a strong financial base, making it easier to collaborate with advisors or other key team members down the line.
➤ On-the-Go Learning - Enjoy mobile access for account tracking and learning, with video lessons available at your fingertips anytime, anywhere.
➤ Community Support - Join a growing community of like-minded individuals for sharing, collaboration, and accountability, an advantage often missing in one-on-one advising.
➤ Customized Learning Pace - Move through the course at your own speed, revisiting lessons as needed without feeling rushed or pressured.
➤ Consistent Updates - Receive ongoing updates to the program, ensuring you always have the latest information and strategies at your disposal.
➤ Diverse Learning Materials - Access a variety of resources, including worksheets, video lessons, and software, catering to different learning styles and needs.
➤ Broader Perspective - Gain insights from multiple experts and perspectives, rather than the singular viewpoint of one advisor.
➤ Lifetime Access - Enjoy lifetime access to the course materials, allowing you to revisit and refresh your knowledge anytime.
➤ Interactive Tools - Utilize interactive planning software and mobile apps to actively engage with your financial planning process.
➤ Focused Content - Delve into specialized topics, such as tax reduction and retirement planning, tailored to small business owners and high-income individuals.
➤ Future-proof Learning - Benefit from exclusive bonuses that address evolving financial needs, such as starting a business and saving strategies.
➤ Self-reliance and Confidence - Build your confidence and self-reliance by learning how to manage your finances independently.
➤ Scalability - As your financial knowledge and needs grow, the program scales with you, offering advanced strategies and insights.
This Course Is...
For You If...
✔ You can live on less than you earn.
✔ You are ready to take action and take responsibility for your finances.
✔ You are a self-starter and growth-minded.
✔ You believe in learning from others rather than making your own mistakes.
✔ You enjoy running your own numbers and having access to BEST IN CLASS software to forecast, organize, and plan your financial life.
✔ You plan on being financially successful.
Not For You If...
✖ You have low to no income.
✖ You're swimming in credit card debt (check out my free training for help).
✖ You're looking to get rich quick.
✖ You want a done-for-you service.
✖ You will not take action after purchase.
A Breakdown of What You Get
Course Inclusions:
➤ 100+ Money Guide Worksheets PDF (815 pages)
Dive deep into comprehensive worksheets that cover every aspect of personal finance. These guides will help you organize, plan, and optimize your financial life step-by-step, ensuring you leave no stone unturned.
➤ New Money Millionaire Video Lessons
Gain access to engaging video lessons that break down complex financial concepts into easy-to-understand steps. Learn the secrets of financial success and wealth-building from a seasoned expert, making the journey enjoyable and informative.
➤ RightCapital Planning Software with Mobile App
Utilize state-of-the-art financial planning software that allows you to forecast, organize, and plan your finances with precision. The mobile app ensures you can manage your finances on the go, giving you complete control anytime, anywhere.
➤ CFP® Advisor Education
Benefit from over a decade of professional financial planning experience distilled into actionable insights. Learn directly from a Certified Financial Planner® with a track record of helping clients achieve their financial goals.
➤ Private Community
Join an exclusive community of like-minded individuals where you can share experiences, ask questions, and gain support. Connect with others on the same journey, fostering motivation and accountability.
Exclusive Bonuses:
➤ Where To Start, When Starting A Business
Get a comprehensive guide on the essential steps to start your own business. Learn how to avoid common pitfalls and set your business up for success from day one.
➤ Tax Reduction and Retirement Planning For Small Businesses
Discover strategies to minimize your tax burden and optimize your retirement planning. Tailored specifically for small business owners, this bonus will help you save money and secure your financial future.
➤ How To Save $10K Without Having To Make More Money (For Business Owners with 100K+ in Personal Income)
Learn powerful strategies to save substantial amounts of money without increasing your income. Ideal for business owners with significant earnings, this guide reveals practical tips and tricks to boost your savings effortlessly.
➤ Future Program Updates
Stay ahead with ongoing updates to the course content. As financial landscapes evolve, you’ll receive the latest strategies and insights to keep your financial plan effective and up-to-date.
Take Control of Your Financial Future Today!
Don’t wait until financial problems arise—proactively secure your financial success and peace of mind. With Step Into Your True Wealth, you’ll have everything you need to build a personalized money management system that aligns with your goals and values. Join now and transform your finances with expert guidance, powerful tools, and a supportive community.
Time is Money! Don't Wait to Implement Your System. Click Below to Start Your Journey to Financial Freedom Today!
Kālā Capital Partners, LLC is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Kālā Capital Partners, LLC and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Kālā Capital Partners, LLC unless a client service agreement is in place.
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