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Our Recent Client Testimonials

Testimonials were given by current and past Advisory clients. No cash or non-cash compensation was provided directly or indirectly for the testimonial.

Testimonials were given by current and past Advisory clients. No cash or non-cash compensation was provided directly or indirectly for the testimonial.

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“Ethan Ho has done an outstanding job at helping me get on the right track financially. By taking the time to learn about my lifestyle and goals he helped me create a personalized budget to save money while still being able to have have fun and travel. This has helped me manage my priorities and has allowed me to do the things which truly make me happy. He educated me about different options when refinancing. This allowed me to make smart decisions as I refinanced my student loans which will save me a ton of money in the end. This has all lead me to a more clear and positive mindset when thinking about my money!”

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“There are not enough words to describe how appreciative I am to have Ethan as a financial coach. I was living the dream in Hawaii with ZERO cares in the world. I knew I needed to buckle down because I was making decent money with nothing to show for it. Ethan sat me down for a few informative meetings where he got to understand me, my goals, and my lifestyle. Within two years I was able to reach my financial goals, which I never dreamt to be possible especially in that short amount of time. We were aggressive but with the right mindset, anything was possible. And the greatest part of it all - Ethan made it fun!”

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“Ethan was very easy to work with and it was very easy to open up to him about finances, my strengths and weaknesses. A lot of times I’ve had friends that I talked to that said it was hard to connect with their financial advisor or they feel intimidated by them or it’s hard to be open and honest about everything. I will say that it has never been the issue with Ethan. If anything, he’s been very receptive and open, and it’s easy to be transparent with him because he gets it.”

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"It’s been really transformative working with you because now I feel so much more confident and [. . .] I love that I’m way more involved with (my money) and it’s cool to be a part of your own growth."

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Eddie & Shelly

"Working with Ethan was one of the best decisions of my life. This home wouldn't have been possible if it wasn't for Kālā Capital and the things they've done for us!"

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"Ethan's professional advice and guidance encouraged me to take a closer look at my expenses and goals. I have great peace of mind knowing that my monthly contributions are helping me acquire wealth and financial stability. I know Ethan has my family's best interest in mind when he recommends adjustments or additional investments."

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“Financial literacy and understanding of how that works is not my forte. In college I did Liberal arts and Anthropology and Geology so it’s not something that I was 1) interested in and 2) have the knowledge of how to do this right the first time. Ethan understood where I was at. He could see very clearly where I wanted to go, probably more so than what I see clearly in terms of the paths I could take. I decided ‘Ok I can either take action now and see results sooner or I can wait, and put it off.’  So I said ‘Alright I’m going to do this’ and I’m glad I did.”

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Shaw & Brittany

I trust him to no end as he has never steered me astray. His coaching on budgeting, goal setting, mindset and overall fiscal responsibility has been a key factor in setting my wife and I in a direction we feel confident in, not only in the long run but in the immediate future as well. My career as a coach in athletics has taught me that the best coaches are those who can see farther than their players based on experience and a deep understanding of the sport they coach. To me, this sums up Ethan as a financial coach and I only hope that everyone is fortunate enough to have that in their life.”

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"For years I focused on working more to make more money. After my first meeting with Ethan, it was clear to me that I needed a new flexible perspective and there really was a way to 'work smarter, not harder.' He offers a valuable service that is practical and meaningful to both my financial goals as well as personal growth. Ethan is able to break down the intimidating and complex topic of finances so that I feel comfortable and in charge of my money and my future."



"Before I met the team at Kālā Capital Partners, my finances were all over the place. I had been going through huge changes in my business and in my personal life, and I didn't even know where to begin when it came to cleaning up my finances. Ethan took the time to hear my story and help me develop a game plan to de-tangle mistakes of the past and set things up for a secure future. We have been working together for a couple of years now, and I'm so excited to continue growing my money with Ethan in my corner. I feel supported, never judged, and very appreciative of everything he's done with me. Thank you Ethan, you da man!!"

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"I am so blessed to have found Ethan and Kālā Capital. I started working with Ethan with the mindset of 'this will be a good investment,' but in reality it was fated timing as he proved to be an integral part of my decision making in the last year giving me peace of mind with the opportunity to become a first time homeowner. In addition, the best resource I could ask for as I turn a passion project into a business. Thank you Ethan."

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“I was blown away by their generosity in time and resources as well as their heart and passion for helping people grow in their financial health. Their financial foundations program was amazing; in-depth but simple to navigate and understand.”

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“Kālā Capital has turned my life around. Before meeting Ethan, I was living paycheck to paycheck, maxed out all of my revolving debt, was taking out personal loans to pay for basic necessities like my mortgage and groceries. After our first discussion, Ethan broke down his money management and investment philosophy and if I am being honest....I was skeptical. I didn't want another person to tell me what I could and couldn't do with my money. But this was nothing like that. He made me feel confident and comfortable about getting my finances in order and I swear by it....BEST DECISION I EVER MADE. Thank you Ethan and Kālā Capital!!”

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